Payment Terms

Last updated: November 10, 2026

Welcome to Bigcct. These Payment Terms explain how payments are handled when you place an order on our website. By completing a purchase, you agree to the terms below.

1. Accepted Payment Methods

We accept the following payment methods:

Major credit and debit cards, including Visa, Mastercard, American Express, and Discover
PayPal
Apple Pay
Google Pay
Shop Pay (where available)

The methods available to you will be shown at checkout and may vary by region.

2. Payment Currency

All prices and transactions are processed in US Dollars (USD) unless otherwise stated at checkout.

3. When Payment Is Processed

Payment is authorized and charged at the time you place your order. Orders are processed only after payment has been successfully confirmed. If an accepted item is later found to be out of stock, the corresponding amount will be refunded to your original payment method.

4. Payment Security

All transactions are processed through encrypted, PCI-DSS compliant third-party payment gateways. We do not store your full credit card number on our systems. Please confirm that you are on our official website before entering any payment details.

5. Pricing and Taxes

Product prices are displayed in USD and may be updated from time to time. The price charged is the price shown to you at checkout.
Applicable taxes, shipping fees, and other charges are calculated and displayed before you confirm payment.
In the event of an obvious pricing error, we reserve the right to cancel affected orders and issue a full refund, and we will contact you in advance where reasonably possible.

6. Failed or Declined Payments

If a payment is declined or cannot be verified, your order may be delayed or canceled. Please make sure your billing details are correct and that your card is authorized for the transaction. We may request additional verification to help prevent fraud.

7. Refunds and Reversals

Approved refunds are issued to the original payment method within 1–3 business days. Depending on your bank or payment provider, it may take additional time for the amount to appear in your account. We are not responsible for any fees or exchange-rate differences applied by your bank.

8. Third-Party Payment Providers

When you pay through a third-party provider such as PayPal, Apple Pay, or Google Pay, that transaction may also be subject to the provider's own terms and privacy policy. We are not responsible for how the provider processes your information.

9. Unauthorized Charges and Billing Questions

If you notice an unauthorized or incorrect charge, please contact us promptly at hello@bigcct.com so we can investigate. We also recommend contacting your bank or card issuer in accordance with their reporting rules.